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style='width:100.0%;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt: 0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0cm 0cm 0cm 0cm' background="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/bg2.jpg"> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=560 style='width:420.0pt;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt: 0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=20 valign=top style='width:15.0pt;background:white;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=20 height=800 id="_x0000_i1025" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/img_outside_left.jpg" alt="Self Assurance update" NOSEND=1><o:p></o:p></span></p> </td> <td width=560 valign=top style='width:420.0pt;background:#CACACA; padding:0cm 0cm 0cm 0cm'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=560 style='width:420.0pt;mso-cellspacing:0cm;mso-yfti-tbllook:1184;mso-padding-alt: 0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='padding:0cm 0cm 0cm 0cm'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=560 style='width:420.0pt;mso-cellspacing:0cm;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> </table> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td style='padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";display:none;mso-hide:all'><o:p>&nbsp;</o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=560 style='width:420.0pt;mso-cellspacing:0cm;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='padding:0cm 0cm 0cm 0cm'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=560 style='width:420.0pt;mso-cellspacing:0cm;background:#001D68; mso-yfti-tbllook:1184;mso-padding-alt:0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:30.0pt'> <td width=50 style='width:37.5pt;padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=50 height=40 id="_x0000_i1026" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/blank.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> <td width=290 style='width:217.5pt;padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=50 style='width:37.5pt;padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=120 style='width:90.0pt;padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=50 style='width:37.5pt;padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=50 height=40 id="_x0000_i1027" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/blank.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;height:36.0pt'> <td width=50 style='width:37.5pt;padding:0cm 0cm 0cm 0cm;height:36.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=290 style='width:217.5pt;padding:0cm 0cm 0cm 0cm;height:36.0pt'></td> <td width=50 style='width:37.5pt;padding:0cm 0cm 0cm 0cm;height:36.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=120 valign=top style='width:90.0pt;padding:0cm 0cm 0cm 0cm; height:36.0pt'> <p class=MsoNormal align=right style='text-align:right'><span style='font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"'><img width=120 height=48 id="_x0000_i1028" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/imgLogo.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> <td width=50 style='width:37.5pt;padding:0cm 0cm 0cm 0cm;height:36.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2;height:30.0pt'> <td style='padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=50 height=40 id="_x0000_i1029" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/blank.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> <td style='padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:0cm 0cm 0cm 0cm;height:30.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=50 height=40 id="_x0000_i1030" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/blank.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes;height:24.0pt'> <td width=50 style='width:37.5pt;background:#8D7B4B;padding:0cm 0cm 0cm 0cm; height:24.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=50 height=32 id="_x0000_i1031" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/blank.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> <td colspan=3 style='background:#8D7B4B;padding:0cm 0cm 0cm 0cm; height:24.0pt'> <p align=right style='margin-top:3.75pt;margin-right:0cm;margin-bottom: 3.75pt;margin-left:0cm;text-align:right'><span style='font-size:9.5pt; font-family:"Arial","sans-serif";color:white'>Protection in a changing world<o:p></o:p></span></p> </td> <td width=50 style='width:37.5pt;background:#8D7B4B;padding:0cm 0cm 0cm 0cm; height:24.0pt'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> </table> </td> </tr> <tr style='mso-yfti-irow:1'> <td style='padding:0cm 0cm 0cm 0cm'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=560 style='width:420.0pt;mso-cellspacing:0cm;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=50 valign=top style='width:37.5pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=50 height=50 id="_x0000_i1032" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/blank.gif" alt="Scottish Provident" border=0 NOSEND=1><o:p></o:p></span></p> </td> <td width=260 style='width:195.0pt;padding:0cm 0cm 0cm 0cm'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=260 style='width:195.0pt;mso-cellspacing:0cm;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img width=20 height=20 id="_x0000_i1033" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/blank.gif" alt=spacer NOSEND=1><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td style='padding:0cm 0cm 0cm 0cm'> <p><span style='font-size:11.5pt;font-family:"Arial","sans-serif"; color:#001D68'>Self Assurance two year earnings commission<o:p></o:p></span></p> <p style='line-height:12.0pt'><span style='font-size:8.5pt; font-family:"Arial","sans-serif"'>As of 27 September 2010 we will be making changes to our Self Assurance commission terms for two year earnings period cases. <o:p></o:p></span></p> <p style='line-height:12.0pt'><span style='font-size:8.5pt; font-family:"Arial","sans-serif"'>From this date the basis for clawing back commission for lapsed or cancelled plans will change and we will be releasing renewal commission after four years. This will mean any business you submit to us, or any quotes from Scottish Provident, on or after this date will be on the new commission terms. Existing business will not be affected by this change. However, if there is a change to an existing plan, which increases the premium, the increase will follow the new basis. <o:p></o:p></span></p> <p style='line-height:12.0pt'><span style='font-size:8.5pt; font-family:"Arial","sans-serif"'><a href="http://scottishprovident.msgfocus.com/c/11XQtpoBvui3eep0" target="_blank"><span style='color:#001D68'>Download our Question and answer document</span> </a>for further information on these changes and to view our new commission clawback basis.<o:p></o:p></span></p> <p style='line-height:12.0pt'><span style='font-size:8.5pt; font-family:"Arial","sans-serif"'>These changes do not affect your terms of business with us, however, we wanted to give you advance notice of them. If you have any questions please contact your sales consultant or call us on <br> 0845 271 0900 (Monday - Friday, 8.30am - 6pm).<o:p></o:p></span></p> <p style='line-height:12.0pt'><span style='font-size:8.5pt; font-family:"Arial","sans-serif"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes'> <td style='padding:0cm 0cm 0cm 0cm'><!--<table width="260" border="0" cellpadding="0" cellspacing="0"> <tr> <td><a style="color: #666666; font-family: Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px" href="_">Download our</a><br> <a style="color: #666666; font-family: Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px" href="_"><strong>Promises Delivered</strong></a><br> <a style="color: #666666; font-family: Arial, Helvetica, sans-serif; text-decoration: none; font-size: 11px" href="_">brochure</a><br> <br> <table width="90" border="0" cellpadding="0" cellspacing="0" background="Images/button.gif" bgcolor="#A8996E"> <tr> <th width="131" height="25" align="left" valign="middle" style="padding-left: 25px" scope="col"><a style="color: #ffffff; font-family: Arial, Helvetica, sans-serif; text-decoration: none; font-size: 12px" href="PDF/Promises_Delivered_Feb10-2.pdf"><strong>Download</strong></a></th> </tr> </table></td> <td><a href="PDF/Promises_Delivered_Feb10-2.pdf"><img src="Images/brochure-newer.jpg" alt="Download our Promises Delivered brochure" width="103" height="118"></a></td> </tr> <tr> <td>&nbsp;</td> <td>&nbsp;</td> </tr> </table>--></td> </tr> </table> </td> <td width=50 valign=top style='width:37.5pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img border=0 width=50 height=450 id="_x0000_i1034" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/imgGradientRight.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> <td width=200 valign=top style='width:150.0pt;padding:0cm 0cm 0cm 0cm'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=200 style='width:150.0pt;mso-cellspacing:0cm;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-row-margin-right: 138.75pt'> <!--<td colspan="3"><img src="Images/imgPictureRight.jpg" alt="Protection in a changing world" width="200" height="240"></td>--> <td style='padding:0cm 0cm 0cm 0cm'></td> <td style='mso-cell-special:placeholder;border:none;padding:0cm 0cm 0cm 0cm' width=185 colspan=2><p class='MsoNormal'>&nbsp;</td> </tr> <tr style='mso-yfti-irow:1'> <td colspan=3 style='padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img border=0 width=200 height=14 id="_x0000_i1035" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/imgGradientRightImage.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=170 style='width:127.5pt;padding:0cm 0cm 0cm 0cm'> <p style='margin-top:0cm;margin-right:0cm;margin-bottom:7.5pt; margin-left:0cm'><span style='font-size:11.5pt;font-family:"Arial","sans-serif"; color:#001D68'>Contact us<o:p></o:p></span></p> </td> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3'> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=170 style='width:127.5pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-size:8.5pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Please contact your sales consultant or call us on <br> 0845 271 0900 (Monday - Friday, 8.30am - 6pm) and we will be happy to help with any information you require.</span><span style='font-family: "Arial","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=170 style='width:127.5pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>..........................................<o:p></o:p></span></p> </td> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:5'> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:0cm 0cm 0cm 0cm'></td> </tr> <tr style='mso-yfti-irow:6'> <td style='padding:0cm 0cm 0cm 0cm'></td> <td style='padding:0cm 0cm 0cm 0cm'></td> <td style='padding:0cm 0cm 0cm 0cm'></td> </tr> <tr style='mso-yfti-irow:7'> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=170 style='width:127.5pt;padding:0cm 0cm 0cm 0cm'> <p style='margin-top:7.5pt;margin-right:0cm;margin-bottom:0cm; margin-left:0cm;margin-bottom:.0001pt;line-height:12.0pt'><span style='font-size:8.5pt;font-family:"Arial","sans-serif";color:#666666'>For more information on Scottish Provident products, visit <a href="mailto:campaign@scotprov.co.uk"><span style='color:#001D68; text-decoration:none;text-underline:none'>www.scottishprovident.com</span></a> <o:p></o:p></span></p> </td> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:8'> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=170 style='width:127.5pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>..........................................<o:p></o:p></span></p> </td> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:9'> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=15 style='width:11.25pt;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:0cm 0cm 0cm 0cm'></td> </tr> <tr style='mso-yfti-irow:10;mso-yfti-lastrow:yes'> <td colspan=3 style='padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img border=0 width=200 height=10 id="_x0000_i1036" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/imgPictureRight_bottom.jpg" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes'> <td style='background:#001D68;padding:0cm 0cm 0cm 0cm'> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=560 style='width:420.0pt;mso-cellspacing:0cm;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 0cm 0cm 0cm'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=50 style='width:37.5pt;background:#001D68;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img border=0 width=18 height=200 id="_x0000_i1037" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/bottom_left.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> <td width=460 style='width:345.0pt;background:#001D68;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.5pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:white'><span style='font-size-adjust: none;font-stretch: normal'>If you would prefer not to receive further emails from Scottish Provident, please </span><span style='font-size:8.5pt;font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#A29061'><a href="http://scottishprovident.msgfocus.com/u/12gEcQe3DduBw"><span style='color:#A29061'>unsubscribe from this service</span></a> </span></span><span style='font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"'><br> <br> <img border=0 width=460 height=12 id="_x0000_i1038" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/line2.gif" alt="Scottish Provident" NOSEND=1><br> </span><span style='font-size:8.5pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:white'><span style='font-size-adjust: none;font-stretch: normal'>Scottish Provident is a division of the Royal London Group which consists of The Royal<br> London Mutual Insurance Society Ltd and its subsidiaries. The Royal London Mutual Insurance Society Ltd is authorised and regulated by the Financial Services Authority No. 117672 and is registered in England and Wales No. 99064. The registered office is 55 Gracechurch Street, London, United Kingdom EC3V ORL. </span></span><span style='font-family: "Arial","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> <td width=50 style='width:37.5pt;background:#001D68;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal align=right style='text-align:right'><span style='font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"'><img border=0 width=18 height=200 id="_x0000_i1039" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/bottom_right.gif" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> </table> </div> </td> <td width=20 valign=top style='width:15.0pt;background:white;padding:0cm 0cm 0cm 0cm'> <p class=MsoNormal><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><img border=0 width=20 height=800 id="_x0000_i1040" src="http://scottishprovident.msgfocus.com/files/amf_lewis/workspace_4/M4136_RevenueGenerationEmail/Images/img_outside_right.jpg" alt="Scottish Provident" NOSEND=1><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> </table> </div> <p class=MsoNormal><span style='font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman"'><img border=0 id="_x0000_i1041" src="http://scottishprovident.msgfocus.com/t/12gEcQe3DduBw.png" NOSEND=1><br> ______________________________________________________________________<br> This email has been scanned by the MessageLabs Email Security System.<br> For more information please visit <a href="http://www.messagelabs.com/email">http://www.messagelabs.com/email</a> <br> ______________________________________________________________________</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:black'>The information in this e-mail is confidential and may be legally privileged. It is intended solely for the addressee and access to this e-mail by anyone else is unauthorised. <br> <br> If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it is prohibited and may be unlawful. Please notify the sender that you have received it in error. <br> <br> At present the integrity of e-mail across the Internet cannot be guaranteed and messages sent via this medium are potentially at risk. Therefore we will not accept liability for any claims arising as a result of the use of this medium to transmit messages by or to Scottish Provident. <br> <br> All incoming and outgoing e-mail communications are scanned automatically by software designed to quarantine e-mails containing material which is in contravention of our Company e-mail usage or other appropriate policies. <br> <br> Scottish Provident is a division of The Royal London Group which consists of the Royal London Mutual Insurance Society Ltd and its subsidiaries. <br> <br> The Royal London Mutual Insurance Society Ltd provides life and pension products, is a member of the Association of British Insurers, is authorised and regulated by the Financial Services Authority No.117672 and is registered in England and Wales No.99064. <br> <br> Royal London Marketing Ltd acts as an insurance intermediary for general insurance products, is authorised and regulated by the Financial Services Authority No.302391 and is registered in England and Wales No.4414137. <br> <br> The registered office for both of these companies is 55 Gracechurch Street, London, EC3V 0RL</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:blue'>&nbsp;&nbsp;<o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:blue'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><span style='font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> ______________________________________________________________________<br> This email has been scanned by the MessageLabs Email Security System.<br> For more information please visit <a href="http://www.messagelabs.com/email">http://www.messagelabs.com/email</a> <br> ______________________________________________________________________<o:p></o:p></span></p> </div> </body> </html>